Self-Managed Super Fund (SMSF) Experts in Sydney
Take control of your super — with expert support from Adenix Accounting.
Want full control over how your super is invested? A self-managed super fund (SMSF) might be the answer. We make SMSF setup and management simple, safe, and strategic.
We’re based in Sydney, and we work with individuals and business owners Australia-wide.
🟨 What Is an SMSF — and Is It Right for Me?
A self-managed super fund (SMSF) is a private superannuation fund that gives you complete control over your retirement savings. Instead of a fund manager calling the shots, you and up to three others become the trustees and make the decisions.
Is an SMSF worth it?
If you have over $250,000 in super and want to invest in shares, property, or even crypto — an SMSF could be your best move.
An SMSF is regulated by the Australian Taxation Office (ATO), and trustees must follow strict rules around structure, contributions, and investments.
Read the ATO’s official SMSF guidelines here.
🟨Why Work with Adenix?
• 100% SMSF-compliant setups
• Registered tax agents and SMSF specialists
• Transparent pricing
• Specialised in SMSF property investment strategies
• Fast, responsive service from a Sydney-based team
• Free initial consultation with no obligation
🟨Services We Offer
🟧 SMSF Setup & ATO Registration
We take care of the trust deed, bank account, member structure, and full ATO registration so you’re set up right from day one.
How do I set up an SMSF in Australia?
With Adenix, you don’t need to worry. We’ll guide you step-by-step, ensuring your fund meets all legal and tax requirements.
🟧 SMSF Administration & Annual Compliance
Our annual package includes:
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Tax return preparation & lodgment
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Coordination of the annual audit
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Ongoing ATO reporting
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Member statements
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Strategy reviews
What are the compliance requirements for an SMSF?
SMSFs must be audited every year, keep specific records, and meet strict ATO obligations — or face penalties. We keep your fund 100% compliant.
🟧 SMSF Investment Strategy & Property Guidance
Want to buy property through your SMSF? Invest in shares or managed funds? We’ll help you create a compliant investment strategy that suits your goals.
Can I use my SMSF to invest in property?
Yes — but there are rules. The property must serve the fund’s sole purpose and not be from a related party. We’ll help you structure it properly.
🟧 SMSF Takeover or Review
Already have an SMSF and want a second opinion — or want to change providers? We’ll handle a smooth transition, audit catch-ups, or a fund health check.
Many Australians Google “SMSF checklist” before they hire an accountant. That’s why we created this free resource. 👉 For more tips, read Top Things to Google Before Hiring an SMSF Accountant in 2025.
🟦 Comparison: SMSF vs Retail Super Fund
Feature SMSF Retail Super Fund
Control Full control (you choose investments) No control (fund managers decide)
Investment Options: Shares, property, crypto, managed funds Mostly shares and managed funds
Fees Fixed (approx. $1.5K–$5K/year) % of balance, often 1–1.5%
Flexibility Very high Limited
Admin Responsibility You (with professional support) Fund takes care of everything
Property Investment ✅ Allowed with correct structure ❌ Not permitted
🟨Real Case: How SMSF Helped Sarah Buy Her First Investment Property
Client: Sarah, 41, Sydney-based small business owner
Goal: Use her $360,000 super balance to invest in property
Solution: We set up an SMSF, helped her roll over her super, and structured a property purchase through a limited recourse borrowing arrangement (LRBA).
Outcome: Sarah now owns a $720,000 property in Sydney — using her SMSF and rental income to build wealth tax-effectively.
This example is based on real client outcomes we've seen, with details adjusted for privacy.
🟨 How Much Does an SMSF Cost?
We keep it simple:
🧾 From $1,499/year — includes audit, tax return, admin, and unlimited phone/email support.
How much do SMSFs typically cost?
National average: ~$2,500/year. At Adenix, we provide premium SMSF support without the premium price tag.
The Benefits of Using an SMSF
A Self-Managed Super Fund (SMSF) puts you in the driver’s seat when it comes to your retirement savings. Unlike retail or industry funds, you get to decide exactly how your money is invested — from property and shares to managed funds and other approved assets. This flexibility means you can shape your strategy around your own goals and circumstances.
One of the biggest drawcards of an SMSF is the tax side. With the right planning, you may be able to take advantage of lower tax rates on investment income and capital gains, as well as strategies that make the transition into retirement smoother. For many trustees, this creates more opportunities to grow their wealth while keeping tax under control.
An SMSF also offers more transparency and peace of mind. Because you’re directly involved in every decision, you’ll always know how your super is performing. Plus, SMSFs can be structured to support estate planning, giving you greater say over how your super is managed and passed on to your loved ones.
Looking for ways to maximise your super contributions? Don’t miss our guide: Tax Planning Strategies for Small Businesses in Sydney.
🟨 Can I Keep My Industry Super Fund?
Yes — it’s legal to have both. Some people keep life insurance in their industry fund and grow wealth in an SMSF. We’ll help you align both strategies.
🟧 BONUS: Free Download
🎁 Get Your Free “SMSF Setup Checklist”
Everything you need to know before starting an SMSF — in one simple PDF
Not sure what to Google before choosing your SMSF accountant? Read our guide: Top Things to Google Before Hiring an SMSF Accountant in 2025
Frequently Asked Questions
Q1. What is an SMSF?
A self-managed super fund (SMSF) is a private superannuation fund you manage yourself, giving you control over investment decisions and compliance.
Q2. How many members can an SMSF have?
An SMSF can have up to six members, and all members must be trustees or directors of the trustee company.
Q3. What are the costs of running an SMSF?
Costs vary depending on accounting, audit, and administration fees, but they usually range from $2,000–$5,000 per year.
Q4. Can I buy property through my SMSF?
Yes, SMSFs can invest in property, but strict rules apply, including borrowing restrictions and compliance with ATO regulations.
Q5. Do I need an accountant to manage an SMSF?
Yes, professional advice is highly recommended. SMSFs are complex, and accountants ensure compliance with tax and super laws.
Q6. Can SMSF consultations be done online?
A:Yes — we provide online consultations for SMSF setup, compliance, and audits across Australia, giving you expert guidance without needing to travel.
🟦 Let’s Talk SMSFs
Find Out if an SMSF is Right for You
📞 Call us on (02) 9599 1674 or click below.
Our SMSF services are available both in-person and online. Many clients choose virtual consultations, making it easy to manage compliance and audits from anywhere in Australia.